What the team does

Recart operates as a US-incorporated SaaS company with the majority of its team and operational infrastructure in Budapest. The Finance team holds this structure together, but their remit goes well beyond keeping the books clean.

At Recart's stage, Finance is a strategic function. They set targets, build forecasts, model scenarios, and run the financial ratio analysis that tells leadership whether the business is moving in the right direction — and how fast. When a carrier increases prices, Finance models the margin impact before anyone picks up the phone. When a new pricing tier is being considered, they build the scenarios. When headcount planning starts, they own the budget. They're the team that turns operational data into forward-looking decisions, and holds the company accountable to the numbers it sets for itself.

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What they work on

• Budgeting & scenario forecasting - driver-based OpEx/CapEx and revenue planning (committed MRR, usage, overage), multi-scenario P&L modeling, and headcount budget ownership; this is where the interesting work lives
• Margin & unit economics - margin analysis at the merchant, product, and company level; pricing optimization informed by carrier cost structures and competitive benchmarks
• Financial ratio analysis & prediction - tracking the metrics that tell you whether the business is healthy and where it's heading; building the models that turn historical data into forward-looking targets
• Target setting - working with leadership to define and align on financial goals, then holding the company accountable to them
• Month-end close - recurring financial close process, invoicing, credit card fee calculations, Delaware utility tax
• Revenue recognition - Stripe integration, overage invoicing, committed MRR tracking
• Vendor & tool management - contract renewals, spend management, Brex corporate card administration
• Billing operations - SMS credit adjustments, carrier price increase modeling, merchant overage tracking
• Salary & compensation - payroll inputs, annual raise analysis by region, budget tracking

How they work

The core of the Finance team's work is analytical: they dig into historical data, identify patterns, normalize for noise, and layer in qualitative input from customer-facing teams and R&D to produce a forecast that actually reflects what's happening in the business, not just what the spreadsheet says. That forecast becomes the foundation for target setting and operational planning for a given period. Everything else (the monthly close, the billing ops, the compliance filings) builds around that core. Recurring tasks keep the engine running; the analytical work is what steers it.They track their work in a shared Ops Board on Notion, publish a Monthly Update at the start of each month, and sync weekly with the broader Ops team.

Who thrives here

You'll do well here if you're comfortable with both the routine (month-end close, compliance filings) and the unpredictable (a carrier announces a fee increase mid-quarter). Recart moves fast, and the Finance team needs to keep pace without sacrificing accuracy.

Size & structure

2 people covering Finance and Legal, working closely with the Head of Operations and CEO.